| |
|
| |
ACCOUNT RATE SHEET - Effective3
Aug 11, 2006 |
|
|
MINIMUM |
MIN BALANCE |
MONTHLY |
MIN BALANCE |
|
ANNUAL |
INTEREST |
|
|
OPENING |
TO AVOID |
SERVICE |
TO EARN |
INTEREST |
PERCENTAGE |
CREDITING |
|
|
BALANCE |
SERVICE CHARGE |
CHARGE |
STATED APY |
RATE |
YIELD (APY) |
FREQUENCY |
|
INTEREST BEARING CHECKING, SAVINGS AND MONEY MARKET
ACCOUNTS 2 |
|
PLATINUM CHECKING 1 |
$ 100.00 |
$ 7,500.00 |
$ 12.00 |
$ 50.00 |
1.98% |
2.00% |
Monthly |
|
EQUITY ADVANTAGE CHECKING 5 |
$ 100.00 |
$
- |
$
- |
$
50.00 |
0.40% |
0.40% |
Monthly |
|
N.O.W. ACCOUNT |
$ 50.00 |
$ 1,000.00 |
$ 10.00 |
$ 50.00 |
0.40% |
0.40% |
Monthly |
|
PLATINUM MONEY MARKET SPECIAL 6 |
$ 50.00 |
$
N/A |
N/A |
$
50.00 |
0.60% |
0.60% |
Monthly |
|
TIERED BALANCES AND INTEREST RATES |
$ 50.00 |
N/A |
N/A |
$
50,000.00 |
4.88% |
5.00% |
Monthly |
|
|
|
|
|
|
|
|
|
|
MONEY MARKET ACCOUNT WITH TIERED BALANCES AND INTEREST RATES |
$ 50.00 |
$ 2,500.00 |
$ 10.00 |
$
250,000.00 |
2.96% |
3.00% |
Monthly |
|
|
|
|
|
$
100,000.00 |
2.32% |
2.35% |
Monthly |
|
|
|
|
|
$
50,000.00 |
2.18% |
2.20% |
Monthly |
|
|
|
|
|
$
25,000.00 |
1.99% |
2.01% |
Monthly |
|
|
|
|
|
$
10,000.00 |
1.83% |
1.85% |
Monthly |
|
|
|
|
|
$
2,500.00 |
0.50% |
0.50% |
Monthly |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SAVINGS ACCOUNT |
$ 50.00 |
$ 200.00 |
$ 5.00 |
$
50.00 |
0.60% |
0.60% |
Quarterly |
|
PLATINUM SAVINGS ACCOUNT WITH 4 |
$ 50.00 |
$
- |
$
- |
$
50,000.00 |
2.96% |
3.00% |
Quarterly |
|
TIERED BALANCES AND INTEREST RATES
|
|
|
|
$
10,000.00 |
2.47%
|
2.50%
|
Quarterly |
|
TIERED BALANCES AND INTEREST RATES
|
|
|
|
$ 7,500.00 |
0.60%
|
0.60%
|
Quarterly
|
|
GROWING INTEREST SAVINGS ACCOUNT |
$ 10.00 |
N/A |
N/A |
$ 1.00 |
0.60% |
0.60% |
Quarterly |
|
CERTIFICATES OF DEPOSIT |
|
|
|
|
90 DAY |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
2.47% |
2.50% |
Monthly |
|
|
|
|
|
|
|
|
|
|
5 MONTH SPECIAL |
$ 1,000.00 |
N/A |
N/A |
$
1,000.00 |
4.98% |
5.10% |
Monthly |
|
|
|
|
|
|
|
|
|
|
6 MONTH |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
2.96% |
3.00% |
Monthly |
|
|
|
|
|
|
|
|
|
|
1 YEAR |
$ 1,000.00 |
N/A |
N/A |
$
1,000.00 |
3.44% |
3.50% |
Monthly |
|
|
|
|
|
|
|
|
|
|
18 MONTH SPECIAL |
$ 1,000.00 |
N/A |
N/A |
$
1,000.00 |
5.26% |
5.40% |
Monthly |
|
|
|
|
|
|
|
|
|
|
2 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
3.68% |
3.75% |
Monthly |
|
2 YEAR BUMP-UP |
$ 5,000.00 |
N/A |
N/A |
$ 5,000.00 |
3.68% |
3.75% |
Monthly |
|
|
|
|
|
|
|
|
|
|
3 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
3.92% |
4.00% |
Monthly |
|
3 YEAR BUMP-UP |
$ 5,000.00 |
N/A |
N/A |
$ 5,000.00 |
3.92% |
4.00% |
Monthly |
|
|
|
|
|
|
|
|
|
|
4 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
4.12% |
4.20% |
Monthly |
|
|
|
|
|
|
|
|
|
|
5 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
4.16% |
4.25% |
Monthly |
|
|
|
|
|
|
|
|
|
|
IRA CERTIFICATES OF DEPOSIT |
|
|
|
|
IRA Saver |
$ 100.00 |
N/A |
N/A |
$
100.00 |
3.44% |
3.50% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
5 MONTH SPECIAL |
$ 200.00 |
N/A |
N/A |
$
200.00 |
4.98% |
5.10% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
1 YEAR |
$ 200.00 |
N/A |
N/A |
$ 200.00 |
3.44% |
3.50% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
18 MONTH SPECIAL |
$ 200.00 |
N/A |
N/A |
$
200.00 |
5.26% |
5.40% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
2 YEARS |
$ 200.00 |
N/A |
N/A |
$ 200.00 |
3.73% |
3.80% |
Quarterly |
|
2 YEAR BUMP-UP |
$ 5,000.00 |
N/A |
N/A |
$ 5,000.00 |
3.73% |
3.80% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
3 YEARS |
$ 200.00 |
N/A |
N/A |
$ 200.00 |
3.83% |
3.90% |
Quarterly |
|
3 YEAR BUMP-UP |
$ 5,000.00 |
N/A |
N/A |
$ 5,000.00 |
3.83% |
3.90% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
4 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
3.83% |
3.90% |
Quarterly |
|
|
|
|
|
|
|
|
|
|
5 YEARS |
$ 1,000.00 |
N/A |
N/A |
$ 1,000.00 |
4.16% |
4.25% |
Quarterly |
|
|
|
|
|
|
|
|
|
| All Certificates of
Deposit: A penalty may be assessed for early withdrawal.
Bump-up Certificate of Deposit: Interest earned
can be credited to the certificate of deposit or transferred to
a Marine Bank account. Your interest rate and Annual Percentage
Yield may change. One time during the term of your
deposit, at your discretion and direction to us, we will change
the interest rate on your account to the rate we are then
offering on accounts of a term similar to your account.
The following applies to all interest bearing accounts: (a)
We use the daily balance method to calculate the interest on
your account. This method applies to a daily periodic rate
to the principal in the account each day, (b) Interest begins to
accrue on the business day you deposit non-cash items (for
example, checks). 1The minimum balance of $7500
may be maintained in one of a combination of accounts including
certificates of deposit, money market accounts, IRAs, savings or
checking. 2 Fees could reduce earnings on the
accounts. See the Customer Service brochure and fee schedule for
more information about accounts available. Your interest
rate and Annual Percentage Yield may change at any time.
Business days exclude Saturdays, Sundays, and Federal Holidays.
3 At the bank's discretion, rates are subject to
change at any time. * This
rate and APY are available upon request from a customer who is a
primary or secondary owner on a checking, money market, or
savings account with Marine Bank. 4
A Platinum Checking Account is a requirement for this
account. 5
A mortgage loan relationship is a required for this
account. 6 Product is available as of April 10, 2006.
Minimum of $50,000.00 is required. Balances under
$50,000.00 earn our current savings rate. Must have Platinum
Checking Account with Direct Deposit to qualify for Personal
Account. Business Accounts must have a merchant bankcard account
with Marine Bank. This product can be withdrawn at any time.
For
current rates call 305-743-9919 |
|
